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Universal Credit


Universal Credit is the working age benefit for any new claims for financial support.  It has replaced Income Support, Housing Benefit, Working and Child Tax Credit, income related versions of Employment and Support Allowance and Jobseeker’s Allowance.

You may be able to get Universal Credit if:

  • you’re on a low income or out of work
  • you’re 18 or over (there are some exceptions if you’re 16 to 17)
  • you’re under Pension Credit qualifying age (or your partner is)
  • you and your partner have £16,000 or less in savings between you
  • you live in the UK

If you live with your partner, your partner’s income and savings will be taken into account, even if they are not eligible for Universal Credit.

The number of children you have does not affect your eligibility for Universal Credit, but it may affect how much you get.

To claim Universal Credit you will need

  • Access to a computer, tablet or smartphone
  • An email address
  • Photo ID
  • A bank, building society or credit union account to receive and make payments
  • Details of your savings and investments
  • Details of any childcare costs
  • Details of any income, e.g. payslips

Further information

Visit the GOV.UK Universal Credit pages

Download our Universal Credit factsheet [PDF]