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Pension Credit

A weekly benefit called Guarantee Credit is paid to those over Pension age to guarantee they have income of an appropriate level. It can be paid as a top up of your Retirement Pension.

You may receive an additional amount called Savings Credit if you qualify.

You can get help with your mortgage and some other housing costs as part of your Pension Credit.

Who can apply

This benefit is aimed at people over the state pension age. 

Whether you qualify for this benefit depends on you and your partners (if you have one) income and savings. Savings up to £10,000 are ignored.

How to apply

Call the Pension Credit Helpline on 0800 99 1234.

Further information