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Budgeting loan

An interest free loan for those in receipt of certain benefits. It is intended to meet household expenses that it would otherwise be difficult to budget for. 

You must re-pay the money through weekly deductions from your benefit payments.

Who can apply

The loan is aimed at the:

  • Long-term ill
  • Disabled
  • Unemployed/ part-time workers. 

You can qualify for the loan if you receive:

  • Income support
  • Income based jobseekers allowance
  • Income based employment and support allowance 
  • Pension credit
  • Universal Credit

How to apply 

  • Visit the GOV.UK website to download an application form
  • Phone 0800 1690140 to request an application form.