What is assessed income?

On this page:

• What is assessed income?
• What about my rent or mortgage?
• Example of assessed income and set amount
• Direct payments.

What is assessed income?

Any money you receive is counted as income (after tax) from:

• savings (see notes)
• pensions (see notes)
• Social Security benefits (see notes).

Assessed income does not include income from wages or any employment related benefits such as tax credits, or capital from your home.

What about my rent or mortgage?

We will deduct your housing costs from your ‘assessed income’ before calculating your charge. This includes rent (after Housing Benefit) and Council Tax (after Council Tax Benefit).

Example of assessed income and set amount

Mr. Jones is a single person with a disability receiving ten hours of home care per week. To work out how much he needs to pay for his home care we need to know how much he has left after comparing his assessed income with his set amount.

£212.25 - £175.06 (Assessed income minus set amount) = £37.19 available

Mr. Jones will pay £37.19 for 10 hours home care per week.

Direct payments

If Mr. Jones was using direct payments to pay for his own home care he would receive the agreed direct payment less £37.19.

This is a simple example used to illustrate how we work it out. Depending on your circumstances, for example being part of a couple, it can be more complicated.  

Soon after the visit from Adult Care Financial Services you will be sent a letter from the Direct Payments Team. It will tell you the amount that has been deducted from your Direct Payment, as your contribution towards the cost of your care.

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